Eight freebies and discounts you can claim on Universal Credit in January (worth over £3,400)
1. Household Support Fund – up to £500
Local councils can help with essentials such as food, gas, electricity and water bills through the Household Support Fund. Support varies by area and may be paid as cash, vouchers or bill credits. Some councils automatically issue supermarket vouchers to families whose children receive free school meals. The scheme runs until 31 March 2026 and payments do not affect Universal Credit.
https://www.gov.uk/cost-living-help-local-council
2. Warm Home Discount – £150
Eligible low-income households can receive a £150 discount on their electricity bill during winter. If you’re on Universal Credit and meet your supplier’s criteria, the discount is usually applied automatically between October and March.
https://www.gov.uk/the-warm-home-discount-scheme
3. Free school meals – up to £552.90 per child per year
In England, children may qualify if household earned income is below £7,400 per year, excluding benefits. Scotland provides free meals to all children up to Primary 5, with additional support for older pupils from low-income households. With the average school meal costing £2.91, this saves around £552.90 per child per year.
https://www.gov.uk/apply-free-school-meals
4. School uniform grants – up to £200 per child
Many councils offer school clothing or uniform grants to families on Universal Credit or free school meals. Amounts vary by area (for example, some councils offer £45–£150 depending on age). In Wales, eligible families can receive £200 per child via the Pupil Development Grant.
https://www.gov.uk/help-school-clothing-costs
5. Free or discounted travel – up to 50% off
Support may be available if you’re job-seeking, studying or attending interviews.
• Jobcentre Plus Travel Discount Card – up to 50% off rail fares after 13 weeks on Universal Credit
• 16–17 Saver Railcard – 50% off rail fares for young people
• Student Oyster Photocard (London) – 30% off travelcards and bus passes
https://tfl.gov.uk/fares/free-and-discounted-travel/jobcentre-plus-travel-discount
https://www.16-17saver.co.uk/
6. Flexible Support Fund – no fixed limit
Can help with costs linked to getting back into work, including interview or work travel, childcare, training, tools or work clothing. There is no official maximum; awards are decided by your Jobcentre. Speak to your work coach to apply.
https://www.turn2us.org.uk/get-support/information-for-your-situation/getting-into-work/uk-and-multiple-nation-wide-schemes#FSF
7. British Gas Energy Trust grants – up to £2,000
Grants are available to help clear or reduce energy debt. You do not need to be a British Gas customer. Grants do not need to be repaid and are paid directly to energy suppliers.
https://britishgasenergytrust.org.uk/grants-available/
8. Discounted broadband and mobile – social tariffs
People on Universal Credit can access lower-cost social tariffs from broadband and mobile providers. Prices typically start around £16–£19 per month, often with lower setup costs and shorter contracts, saving £36 or more per year compared with standard deals. Applications are made directly with providers and usually require proof of Universal Credit.
More help with mobiles and broadband
If you’re trying to keep your monthly bills as low as possible, it’s worth checking independent UK comparison and review sites before signing up to a new deal.
MobilePhoneReviews.co.uk provides straightforward reviews and comparisons of mobile phones available in the UK, including budget handsets, SIM-only options and guidance on choosing a phone that suits your needs without overpaying.
CheapBroadband.co.uk focuses on affordable broadband options across the UK, helping households compare low-cost packages, understand contract terms and avoid paying more than necessary for internet access.
Both sites aim to make it easier to choose reliable, good-value mobile and broadband services — especially useful if you’re managing your finances carefully or looking to switch to a cheaper deal.
PetrolPrices.co.uk helps drivers find and compare fuel prices across the UK, making it easier to locate cheaper petrol and diesel nearby. With tools to check local prices and understand fuel costs, it’s useful for households looking to reduce everyday travel expenses.
NewMums.com offers practical guides, tools and calculators designed to support new and expectant parents in the UK. From budgeting for a baby to understanding maternity pay and everyday costs, the site focuses on clear, helpful information to help families manage finances during early parenthood.
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